Reassurance & security
What Is Private Health Insurance?
Private health insurance, often referred to as medical insurance, is an insurance policy that safeguards yourhealth. You pay a monthly or yearly subscription, which covers the cost of treatment you need, as long as it’s covered by your policy.
Business, Individuals & Families
Who Does it Cover?
We offer two types of private health insurance: tailored plans for individuals and families, and flexible cover for businesses. Whether you want fast access to private healthcare for yourself or a valued employee benefit to support your team, our plans provide comprehensive options, expert support, and the flexibility to suit your needs.
Private Health Insurance For Businesses
Private Health Insurance for Individuals & Families
a choice of 3 plans to suit your needs
Families & Individuals
We offer three health insurance plans
-
Personal Health
Offers the greatest flexibility in terms of hospital choice and benefits -
Health for You
You offers a competitive solution with selected hospitals and specialists around the country. - InSpire Health allows you to choose the care and treatment that matters most to you with use of specified Ramsay and Spire hospitals.
Business, Individuals & Families
How Does It Work?
With all our individual plans, you start with Core cover and can add the options that suit your needs, such as Standard or Full Outpatient, Therapies, Mental Health plus many more. Whatever you choose, you’ll receive the quality and service you’d expect.
The following services are included as standard on all of our healhcare insurance plans
- Fast access to private healthcare
- 24/7 online GP service
- Online support for muscle, bone and joint pain
- 24/7 health support line
- Full or partial cover for feed in hospitals are in our directory, depending on which product you choose
- Specialist appointment booking service
cOMPANY COVER
Private Health Insurance for Businesses
In recent years, there has been a renewed focus on health and wellbeing among SMEs looking to support and retain their existing employees and attract new ones in a competitive jobs market.
Private healthcare is consistently ranked as one of the most valued employee benefits with a third (32%) of employees now ranking it above other well-known benefits, such as increased pension contributions and high street discounts
Business & Employees
Key Benefits For Your Company & Employees
Discover the advantages of our business health insurance, designed to support both your company and your employees. From helping you attract and retain talent to giving your team fast access to expert care and wellbeing services, our plans offer a wide range of benefits – explore them below.
Benefits For Your Employees
- Convenient access to specialists - With our specialist appointment booking service, your employees can see the right person at a time that suits them. Just include cover for outpatient specialist consultations on your plan.
- Online GP service - gives your employees access to appointments with GPs and Advanced Clinical Practitioners at a time that suits their schedule.
- Health support line - Your employees can call the health support line and get the help, support and information they need from one of our team of experienced health professionals, including nurses, midwives, counsellors and pharmacists.
- Phone and video physiotherapy - Your team can talk to a physiotherapist online or over the phone without a GP referral, as long as they're 18 or over.
- Access to gym discounts - Our great gym offers also help your team proactively look after their physical and mental health.
Benefits For Your Business
- Attract employees in a competitive recruitment landscape - Private medical insurance is the third most desired job benefit for employees.
- Everything in one place - Find useful tools and information to make it easy for you to let your team know about getting the most from their healthcare benefit. All on your Group Health hub.
- Discount for paying yearly - If you pay up front, annually, you'll benefit from a 5% discount.
- Expert health information - Inform and guide your employees with our health content created by health experts.
- Keep your business healthy - Depending on cover options chosen your employees can benefit from fast access to diagnostics and treatment.