Combined Policy Confidence
Commercial Combined Insurance
Commercial Combined Insurance provides a comprehensive business insurance package, bringing together property, liability and business interruption cover under one flexible policy. Unlike many insurers who underwrite strictly “by the book,” we take an intelligent approach – focusing on businesses that demonstrate effective risk management and a strong claims history.
This allows us to offer tailored commercial combined insurance solutions for a wide variety of industries, from manufacturing and wholesale to retail, leisure, engineering and distribution. With access to A+ rated cover from Lloyd’s or the Company Market, we can deliver protection that fits your business, backed by experienced underwriters who understand complex risks.
Flexible Combined Insurance
Key Sections of Cover
Our commercial combined insurance brings together a wide range of essential protections in a single policy. Core covers include property damage, business interruption, and general liabilities with limits of indemnity up to £10 million. We can also provide protection for commercial legal expenses, goods in transit, money and assault, computer risks, business all risks, frozen foods, personal accident and even loss of licence – giving businesses the confidence that every key area of risk is addressed.
For larger or more complex operations, we are able to consider substantial sums insured and regularly quote for risks exceeding £5 million at any one location, and £20 million under a single policy. This flexibility allows us to meet the needs of businesses of all sizes and sectors. We work with a wide variety of industries explore the list below to see the types of businesses we can cover under our commercial combined insurance.
- Manufacturers and Wholesalers
- Distribution Companies
- Engineering Risks
- Leisure (Shops, restaurants, pubs & hotels)
- Retail & Wholesale
- Social Care
- Plastics
- Rubber
- Lifestyle Products
- Farms & Estates
- Meditech
- Pharmaceuticals
- Light industrial (e.g. precision engineers, fabricators, machinery manufacture)
- Nutraceuticals
- Animal Medicines
- Cosmetics
- Animal Medicines
- Herbals
If your business doesn’t appear on the list, don’t worry – our underwriting team considers most risks and can tailor cover to your circumstances. Get in touch with us today to discuss your needs, request a commercial combined insurance quote, and find out how we can help protect your business with flexible, comprehensive cover.