Professional Liability Insurance
Providing A rated PI cover for businesses & individuals
Specialist Liability Cover
Saepio Professional Liability Insurance
At Saepio, we understand that professional liability risks are complex and no two businesses face the same exposures. That’s why we offer tailored professional liability insurance solutions designed to protect you against legal disputes, financial losses, and reputational damage. From small contractors to established firms, our goal is to provide the right cover and expert support to keep your business secure.
Specialist Liability Cover
Professional Indemnity Insurance
Even the most established businesses can face legal disputes, which can be costly to defend or settle and damaging to your reputation. Professional indemnity insurance protects you against claims made by clients who have suffered loss or damage due to faulty products, negligent advice, or professional services. Claims can arise even when you do not accept liability, making PI insurance an essential safeguard for consultants, contractors, and regulated professionals.
Having the right professional indemnity insurance in place can make all the difference when a claim arises. Our team is here to help you find tailored cover that protects both your business and your reputation. Call us today to discuss your needs and arrange a professional indemnity insurance quote.
Specialist liability cover
Public & Employers’ Liability
Alongside professional indemnity cover, many businesses also require public liability insurance. This protects you if a third party suffers injury or property damage as a result of your work. If you employ staff, employers’ liability insurance is a legal requirement in the UK, covering the cost of defending or settling claims from employees who sustain injury or illness while at work. Together, these liability covers provide robust protection for your business against unexpected risks.
specialist liability cover
Who Needs Professional Liability Insurance
Our policies are suitable for a wide range of professionals, from freelance contractors and local accountants to architects, software developers, and specialist consultants. Many professions – including solicitors, surveyors, accountants, financial advisers, and architects – are legally required by regulators to hold professional indemnity insurance. Whatever your field, we take time to understand your business so we can design cover that fits your exact requirements.
Professional liability insurance is relevant across many industries, and some professions are even legally required to hold it as part of their regulatory obligations. To give you a clearer idea of where this cover applies, we’ve outlined some of the key groups below – explore the list to see if your business or profession is included.
Regulated Professionals
Such as solicitors, accountants, surveyors, architects, and financial advisers who are often required by law or professional bodies to hold PI
Consultants & Contractors
Including IT consultants, management consultants, marketing professionals, and independent contractors providing specialist advice or services.
Healthcare & Medical Professionals
Private clinicians, therapists, care consultants, and those offering health-related services where advice or treatment could lead to claims.
Creative & Media Agencies
Designers, advertising agencies, PR firms, and content creators where errors, copyright issues, or omissions can result in client disputes.
Technology & Software Developers
IT service providers, developers, and telecommunications specialists whose work carries risks of system failures, data breaches, or project errors.
Construction & Engineering Specialists
Architects, surveyors, engineers, and project managers where professional errors can lead to costly consequences.
combined protection
Combined Cover Options
We can also provide combined liability cover where required. For example, our IT, media, and consultancy insurance products are specifically designed to integrate professional indemnity with public and products liability. This combined approach ensures seamless protection, recognising that many professional exposures are closely connected.